One of the big considerations to make when purchasing a house is what kind of mortgage you’ll get from a bank or building society. This will dictate how much you’ll pay each month, including loan interest, and how long you have to pay it off.
Remortgaging your home can be a great way to save money on monthly repayments but there are many factors to take into account before making the leap, especially when it comes to an asset as important as your home.
Your credit rating is not just a number that you don't have to worry about. It can play a critical role in the decision when you apply for credit, whether for a mortgage, a credit card or when trying to finance your next car.
The UK has voted to leave the EU and the implications of this decision are yet to become clear. The process of negotiating the exit, could take up to two years, if not more.
07977 115 212
Innovation Factory, 385 Springfield Road, Belfast, BT12 7DG
We charge a broker fee for property purchases of £295 and a remortgage fee of £125. United Mortgages NI fees are payable on application.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured against it. Securing short term debts against your home could increase the term over which they are paid and therefore increase the overall amount payable.
United Mortgages NI is a trading name of Stephen McCarry. Stephen McCarry is an appointed representative of First Complete Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 435779) for mortgage and non-investment insurance advice.
The Financial Conduct Authority does not regulate some forms of Buy to Let.
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