Privacy Policy


About Us

Stephen McCarry t/a United Mortgages NI is an Appointed Representative of First Complete Limited which is authorised and regulated by the Financial Conduct Authority for mortgages and non-investment insurance advice only.

United Mortgages NI is committed to protecting your privacy. This Privacy Policy forms part of our legal information and sets out how we protect data which identifies you. If you have any queries concerning your personal information, please contact us at

Data Protection

We are registered under the Data Protection Act 1998 and all information you supply will be treated in accordance with that Act. You can obtain further information about data protection laws by visiting the Information Commissioner’swebsite at

Information we gather

We receive and securely store information that you enter on our website, or give us in any other way during any of our communication. We use your contact details to communicate with you only about the product we are advising you on, or any other information we believe may be of genuine interest to you or your request. We may contact you by post, email or telephone for these purposes. If you do not want to receive such communications we provide an opt-out option in each communication, or you can contact us separately at to opt out of any communication methods. Please note that there may be instances where it will be necessary for us to communicate with you for administrative or operational reasons relating to our service or the products you have acquired through us.

Website monitoring

When you use this site we anonymously record the details of the pages you look at. This data is not personally identifiable; we use it to analyse the paths that customers take through our site. This helps us improve the service we provide. This information is used only by us and is not passed to any other party.

The personal information held by us is stored and processed by secure computers situated in the United Kingdom. We have internal security measures in place to protect our customer database and access to it is restricted.

Links to third party sites

Our website contains links to other third party websites. We are not responsible for the privacy practices, or the content of those websites. You should read the privacy policies of every website that collects data

Disclosure for legal and regulatory reasons

We reserve the right to communicate such personal information as we hold to third parties which seek the disclosure of it, only if we are requested to do so by law or by a regulatory authority.


There is no guarantee that any e-mail you send will be received by us or that the confidentiality of that e-mail will be maintained during internet transmission.


While we take all reasonable steps to ensure the accuracy and timeliness of the information contained on this website, we cannot guarantee this and accept no liability for any errors or omissions.

Any detail provided on this website, is for information purposes only. Full advice and recommendation can only be obtained by contacting one of our advisers.

You may not reproduce (in whole or in part), modify, decompile, disassemble or transmit or use for any commercial purpose whatsoever any information from this website without our prior written consent.

International visitors

As the internet can be assessed worldwide, if you are visiting the site from outside the UK, your visit will necessarily result in the transfer of information across international borders. By visiting this site and communicating electronically with us you are consenting to these transfers.

Privacy policy updates

We reserve the right to change, modify, add or remove provisions of this Privacy Policy. Any changes to this Policy will be dated here, and we recommend that you check this Policy again from time to time.

Last updated: 1st July 2016

Get In Touch

07977 115 212
Innovation Factory, 385 Springfield Road, Belfast, BT12 7DG
We charge a broker fee for property purchases of £295 and a remortgage fee of £125. United Mortgages NI fees are payable on application.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured against it. Securing short term debts against your home could increase the term over which they are paid and therefore increase the overall amount payable.
United Mortgages NI is a trading name of Stephen McCarry. Stephen McCarry is an appointed representative of First Complete Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 435779) for mortgage and non-investment insurance advice.
The Financial Conduct Authority does not regulate some forms of Buy to Let.
© 2022 United Mortgages NI