Take out financial services for......

05-May-16
Take out financial services for......

Life insurance is designed to protect your family or other dependants from the financial consequences of your death. By having the right amount of insurance, you are taking an important step towards making sure that the people you care about – and who depend on you financially – will not face major money worries in the event of your death.

We search the panel of insurance providers that we have to see which providers offer the most appropriate cover within your agreed budget, offering you the most suitable policy definitions that will cover you and premiums that most closely suit you.

Critical Illness and Serious Illness insurance policies pay out a cash lump sum when you are diagnosed with a particular illness or suffer injury from a serious accident as speficied in the policy.

Policies vary depending on the provider, so it’s important to understand the differences. For example, the number of illnesses covered, definitions, partial payments and claims to payout ratios.

In the event of your diagnosis, money paid out from a Critical Illness policy could be used to help maintain your standard of living, pay off your mortgage and, if needed, pay for private healthcare.

Children’s Critical Illness Cover

Many insurers may also offer Children’s Critical Illness cover at no extra cost. This can protect children from 30 days up to 18 years of age and up to £25,000 tax free (under current legislation, tax year 2016/2017), per policy, per child.

Get In Touch


07977 115 212
Innovation Factory, 385 Springfield Road, Belfast, BT12 7DG
We charge a broker fee for property purchases of £295 and a remortgage fee of £125. United Mortgages NI fees are payable on application.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured against it. Securing short term debts against your home could increase the term over which they are paid and therefore increase the overall amount payable.
United Mortgages NI is a trading name of Stephen McCarry. Stephen McCarry is an appointed representative of First Complete Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 435779) for mortgage and non-investment insurance advice.
The Financial Conduct Authority does not regulate some forms of Buy to Let.
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